Rules

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National Challenge

NO PURCHASE NECESSARY TO ENTER OR CLAIM A PRIZE.  A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

THESE OFFICIAL RULES CONTAIN AN ARBITRATION AGREEMENT, WHICH WILL, WITH LIMITED EXCEPTION, REQUIRE YOU TO SUBMIT CLAIMS YOU HAVE AGAINST SPONSOR TO BINDING AND FINAL ARBITRATION.  UNDER THE ARBITRATION AGREEMENT, (1) YOU WILL ONLY BE PERMITTED TO PURSUE CLAIMS AGAINST SPONSOR ON AN INDIVIDUAL BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING, AND (2) YOU WILL ONLY BE PERMITTED TO SEEK RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ON AN INDIVIDUAL BASIS.

The Thrive ZP Challenge (the “Thrive ZP Challenge”) consists of twelve (12) discrete monthly contests and one (1) year-long contest during the period commencing on September 1, 2020 through August 31, 2021 (the “Challenge Period”). Each discrete monthly contest is referred to as a “Monthly Contest” and the year-long contest is referred to as the “Grand Prize Contest” (with each Monthly Contest and the Grand Prize Contest referred to as a “Contest” hereunder).  Each Contest is sponsored by Thrive Global Holdings, Inc. (the “Sponsor”).  By participating in a Contest, each entrant represents that they have read these Official Rules and unconditionally accepts and agrees to comply with and abide by these Official Rules and the decisions of Sponsor, which are final and binding in all respects. 

Contest Periods:  Entry for each Monthly Contest opens on the 1st of the respective calendar month at 12:00:01 am Pacific Time (“PT”), and closes on the last day of the respective calendar month at 11:59:59 pm PT (“Entry Period”). For example, the first Monthly Contest period begins September 1, 2020 at 12:00:01 am PT and ends September 30, 2020 at 11:59:59 pm PT; the second Monthly Contest period begins October 1, 2020 at 12:00:01 am PT and ends October 31, 2020 at 11:59:59 pm PT; so on and so forth through the end of the Challenge Period (each such period for a Monthly Contest, a “Monthly Contest Period”).  The Grand Prize Contest opens on the first day of the Challenge Period (i.e. September 1, 2020) and closes on the last day of the Challenge Period (i.e. August 31, 2021).  

Relationship to other State Level Challenges: Sponsor may also sponsor separate state specific contest(s) that overlap with the Thrive ZP Challenge (each, a “State Challenge”). Entrants in any contest in a State Challenge will be automatically entered into the applicable Monthly Contest as determined by the date on which such entrant submits his or her entry with a response to the final challenge question to such State Challenge after having completed 21 days of better choices (for example, if an entrant submits such entry for a State Challenge on September 15, 2020 then they would be entered into the first Monthly Contest) and the Grand Prize Contest unless otherwise excluded by the applicable official rules for such State Challenge. 

Eligibility: Each Contest is open to legal residents of the United States, the District of Columbia and Puerto Rico (excluding all other U.S. territories and possessions)  who are at least 16 years of age at the date of entry.  If the entrant is under 18 years of age at the time of entry, he or she may only enter with the approval of a parent or legal guardian.  All prizes won by minors will be awarded to their parents or legal guardians on their behalf. Entries are limited to individuals only; commercial enterprises and business entities are not eligible.  Employees, independent contractors, officers, and directors of the Sponsor, affiliates, subsidiaries, advertising, promotion, and fulfillment agencies, and legal advisors, and their immediate family members and persons living in the same household, are not eligible to participate in any Contest.  EACH CONTEST IS VOID WHERE PROHIBITED OR RESTRICTED BY LAW and is subject to all applicable federal, state and local laws and regulations. 

How To Enter:  To enter a Monthly Contest, you may enter via the following entry methods:

  1. By mail: Mail in a completed Thrive ZP Challenge Contest booklet or entry form demonstrating 21 days of better choices in the Thrive ZP Challenge and an answer to the challenge question set forth in the booklet / entry form to Sponsor at 599 Broadway, 6th Floor, New York, NY 10012, Attn: Legal. 
  1. Thrive ZP Challenge iOS / Android app: Complete 21 days of better choices within the Thrive ZP Challenge Contest page in the Thrive ZP Challenge App (“App”) and an answer to the challenge question posed in the App. Internet access required; charges from your wireless company or ISP may apply.

In addition, if you are eligible for any State Challenges during the Challenge Period,  the official rules for such State Challenge may permit entry by completing an entry form online, and you may enter in accordance with the terms and conditions of such official rules.

Each entry is only eligible for the specific Monthly Contest for which it is submitted as determined by identifying the applicable Monthly Contest Period during which the entry is submitted and received by Sponsor. For clarity, an entry is deemed submitted on the date on which you submit your entry answering the final challenge question in accordance with these Official Rules, after having completed your 21 days of better choices.

To enter the Grand Prize Contest, you must have entered at least one Monthly Contest (including indirect entry into a Monthly Contest via a State Challenge) in accordance with the entry criteria above during the Challenge Period.

Entries that are incomplete, that do not comply with these Official Rules, or that otherwise contain prohibited or inappropriate content as determined by Sponsor, in its sole discretion, will be disqualified and will not be considered for any prize.  No illegible, incomplete, corrupted, forged or altered entries, or automatically or mechanically produced entries, will be accepted. Sponsor makes the final determination as to which entries are eligible to take part in the Thrive ZP Challenge, and each individual Contest.  Participation in a Contest is voluntary. 


Each entry that is submitted in connection with any Contest will only be eligible if such entry (a) contains only the original content of the entrant, (b) does not contain content that is unlawful, hateful, discriminatory, racially inflammatory, offensive, obscene, or morally or legally objectionable, in the Sponsor’s sole discretion and (c) does not contain false or defamatory statements about any person or any third party.  The Sponsor reserves the right, in its sole discretion, to disqualify any entry which Sponsor determines at any time in its sole judgment fails to meet any of these criteria

In the event of a dispute over the identity of an entrant, the entry will be deemed submitted by the authorized account holder of the phone number or email address submitted at time of entry. “Authorized account holder” is defined as the natural person who is assigned to a telephone number or email address by a telephone company, wireless company, internet access provider, online service provider, or other organization (e.g., business, educational institution, etc.) that is responsible for assigning the telephone number submitted in the entry or the email addresses for the domain associated with the email address submitted in the entry.

Selection of Winners: Within approximately two (2) weeks following the end of each Monthly Contest Period, the Monthly Contest entries submitted during such Monthly Contest Period will be reviewed by a judging panel consisting of certain members of Sponsor’s operations team. Such members of Sponsor’s operations team will review all Monthly Contest entries based on the following three criteria: actual impact that your 21 days of better choices had on yourself and others (30%); representation of the Sponsor’s brand and being a role model for others through your 21 days of better choices (40%); and inspirational value (30%) (collectively, the “Judging Criteria”). Sponsor may require that any potential prize winners participate in an interview with Sponsor or submit a recorded video answering questions posed by Sponsor (each, an “Interview”) as part of the judging process for the Monthly Contests.  

Within approximately two (2) weeks following the end of the Challenge Period, Sponsor will determine the entries with the top ten (10) highest scores submitted during the entire Challenge Period, using the Judging Criteria.  For the avoidance of doubt, this may result in multiple entries from the same Monthly Contest being selected. The entrants who submitted such top ten (10) entries will then each participate in an additional Interview (the “Grand Prize Interview”) with a member or members of the judging panel.  The grand prize winner and three runners up for the Grand Prize Contest will be selected based on the Judging Criteria, considering both the underlying entry submission and the Grand Prize Interview. 

In the event of a tie between two or more entrants for any Monthly Contest or for the Grand Prize Contest, the entrant that received the highest score for representation of the Sponsor’s brand and being a role model for others through his or her 21 days of better choices, as determined by Sponsor, will be deemed to place ahead of the other entrant.  If such process does not break the tie, a member of the Sponsor’s operations team, will evaluate the tied entries according to the Judging Criteria and determine the winner of the tie. 

Potential winners will be notified by mail, phone, or email on or about the middle of the calendar month following the close of the particular Monthly Contest Period or the Challenge Period, as applicable, and potential winners (or their parent or guardian) will be required to sign and return to Sponsor an affidavit of eligibility and liability/publicity release within fourteen (14) days of the date of potential winning notification (to the extent allowed by law). Each winner agrees to Sponsor’s use of their name, address, likeness, and/or prize information for promotional purposes in any medium without additional compensation to the extent permitted by law.  Sponsor is not responsible for and shall not be liable for late, lost, misdirected or unsuccessful efforts to notify any potential winner, including failure to receive notices from the Sponsor, failure due to a potential winner’s spam, junk e-mail or other security settings or for a potential winner’s provision of incorrect or otherwise non-functioning contact information. Sponsor is not responsible for changes to entrants’ contact information.  If any potential winner cannot be contacted, is ineligible, fails to claim the prize within two (2) days of notification, or fails to timely return the affidavit of eligibility and liability/publicity release as required, the prize may be forfeited and the entrant with the next highest score from the same Contest will be selected as the alternate winner for such Contest.

Prizes:
For each of the twelve (12) Monthly Contests, there will be fifteen (15) winners, each of whom will receive $5,000 (for a total of $75,000 awarded per Monthly Contest, and $900,000 for all Monthly Contests).

In addition, one grand prize winner of the Grand Prize Contest  (who may also be a winner of a Monthly Contest) will receive a grand prize of $50,000, and the next three (3) runners up of the Grand Prize Contest (who may also be winners of a Monthly Contest) will receive one of three (3) additional prizes available as follows: 

First Runner Up (1 available): $25,000

Second Runner Up (1 available): $15,000

Second Runner Up (1 available): $10,000

Estimated value of all prizes is: $900,000 total for the twelve (12) Monthly Contests, and $100,000 total for the grand prize winner and three runners up for the Grand Prize Contest, for a total approximate retail value of $1,000,000 for the entire period of the Thrive ZP Challenge.

Monthly Contest prizes will be awarded within thirty (30) days of the end of the applicable Monthly Contest Period and the Grand Prize Contest prizes will be awarded within thirty (30) days of the end of the Challenge Period. Odds of winning a Contest are affected by the number of eligible entries submitted during the applicable Monthly Contest Period or Challenge Period, as applicable. Prizes are non-transferable and no substitution by the winner is allowed. In order to receive a prize, the winner may be required to provide proof of identification, including name, physical address and date of birth.  In addition, the Winners may be required to provide additional information as reasonably requested by Sponsor in order to deliver the prizes.  Each winner will be solely responsible for all applicable federal, state and local taxes on any prize, including income taxes. The winner of any prize with a value of $600 or greater will be issued a 1099 U.S. Tax Form for the value of the prize.  All entrants agree that information provided by the Sponsor is not advice, including but not limited to, tax advice or legal advice, and every entrant is advised to consult a professional, including a tax professional. 


Use of Content/Submission: Each entrant represents and warrants that his/her entry: (a) is the original work of the entrant produced for a Contest; (b) is truthful and accurate; (c) does not infringe any third party’s intellectual property rights; (d) does not invade privacy or other rights of any person, firm or entity, and (e) does not in any other way violate applicable laws, rules or regulations.  Entrant hereby agrees to defend, indemnify and hold harmless the Released Entities (as defined below) against any and all third-party claims, damages, liabilities, costs and expenses, including reasonable legal fees and expenses, arising out of or related to any breach by the entrant of any provision of these Official Rules, including, without limitation, entrant’s representations and warranties made herein.

By submitting an entry in connection with any Contest, you automatically represent and warrant that you have the right to grant, and do hereby grant, to Sponsor the paid-up, royalty-free, perpetual, irrevocable, sublicensable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display any content within such entry (in whole or in part) (“Content”) worldwide and/or to incorporate all or any portion of it in other works in any form, media or technology now known or later developed for the full term of any patent, trademark, trade secret, copyright or other proprietary rights of any party that may exist in such Content.  Under no circumstances will Sponsor be required to treat any Content as confidential. Sponsor will be entitled to use the Content for any purpose whatsoever without compensation to you or any other person.  For the avoidance of doubt, Sponsor will not be liable to you or any other person for any ideas for Sponsor’s business derived from the Content and will not incur any liability as a result of any similarities to the Content that may appear in any future products or services of Sponsor.

Release of Liability: The Sponsor, any licensor thereof, and each of their respective agents, directors, officers, shareholders, employees, insurers, servants, parents, subsidiaries, divisions, affiliates, predecessors, successors, representatives, advertising, promotion, and fulfillment agencies, and legal advisors (the “Released Entities”), are not responsible for, shall not be liable for, and hereby disclaim all liability arising from or relating to: (a) late, lost, delayed, damaged, misdirected, misaddressed, incomplete, or unintelligible entries; (b) telephone, electronic, hardware or software program, network, Internet, computer or other malfunctions, failures, or difficulties of any kind, whether human or technical; (c) failed, incomplete, garbled, or delayed computer or e-mail transmissions; (d) any condition caused by events beyond the control of the Sponsor; (e) any injuries, losses, or damages of any kind arising in connection with or as a result of any prize, or any portion thereof that may have been awarded, or acceptance, possession, or use of any prize, or any portion thereof that may have been awarded, or from participation in any Contest; or (f) any printing or typographical errors in any materials associated with any Contest.  The Sponsor reserves the right, in its sole discretion, to suspend, modify or cancel any Contest should any unauthorized human intervention or other causes beyond the Sponsor’s control corrupt or affect the administration, security, fairness or proper conduct of such Contest.  In the event that proper administration of any Contest is prevented by such causes as contemplated above, the Sponsor will pick the winner from all eligible, non-suspect entries for such Contest received prior to such action.   By participating in a Contest, entrants hereby release, discharge and hold harmless the Released Entities, and all others associated with the development and execution of such Contest, from any and all losses, damages, rights, claims and actions of any kind arising out of or relating to such Contest, participation in such Contest, any prize, or any portion thereof that may have been awarded, and/or acceptance, possession, use or misuse of any prize, or any portion thereof that may have been awarded, including but not limited to statutory and common law claims for misappropriation or entrant’s right of publicity.  Each Contest shall be governed by New York law.  

Arbitration Agreement; Dispute Resolution by Binding Arbitration:

PLEASE READ THIS SECTION CAREFULLY AS IT AFFECTS YOUR RIGHTS.

  1. Agreement to Arbitrate: This Section is referred to in these Official Rules as the “Arbitration Agreement.”  You agree that any and all disputes or claims that have arisen or may arise between you and the Sponsor, whether arising out of or relating to these Official Rules, any Contest, your participation in any Contest, the prize, acceptance, possession, use or misuse of the prize, any advertising, or any aspect of the relationship between us, shall be resolved exclusively through final and binding arbitration, rather than a court, in accordance with the terms of this Arbitration Agreement, except that you may assert individual claims in small claims court, if your claims qualify.  Further, this Arbitration Agreement does not preclude you from bringing issues to the attention of federal, state or local agencies, and such agencies can, if the law allows, seek relief against us on your behalf.  You agree that, by participating in any Contest, you and the Sponsor are each waiving the right to a trial by jury or to participate in a class action.  Your rights will be determined by a neutral arbitrator, not a judge or jury.  The Federal Arbitration Act governs the interpretation and enforcement of this Arbitration Agreement.
  1. Prohibition of Class and Representative Actions and Non-Individualized Relief: YOU AND THE SPONSOR AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION OR PROCEEDING.  UNLESS BOTH YOU AND THE SPONSOR AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE PERSON’S OR PARTY’S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING.  ALSO, THE ARBITRATOR MAY AWARD RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF NECESSITATED BY THAT PARTY’S INDIVIDUAL CLAIM(S).  
  1. Pre-Arbitration Dispute Resolution: The Sponsor is always interested in resolving disputes amicably and efficiently, and most entrant concerns can be resolved quickly and to the entrant’s satisfaction by emailing the Sponsor’s support team at thrivezp@thriveglobal.com .  If such efforts prove unsuccessful, a party who intends to seek arbitration must first send to the other, by certified mail, a written Notice of Dispute (“Notice”).  The Notice to the Sponsor should be sent to Thrive Global Holdings, Inc. 599 Broadway, 6th Floor, New York, NY 10012, Attn: Legal, or legal@thriveglobal.com (“Notice Address”).  The Notice must (i) describe the nature and basis of the claim or dispute and (ii) set forth the specific relief sought.  If the Sponsor and you do not resolve the claim within sixty (60) calendar days after the Notice is received, you or the Sponsor may commence an arbitration proceeding.  During the arbitration, the amount of any settlement offer made by the Sponsor or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or the Sponsor is entitled.
  1. Arbitration Procedures: Arbitration will be conducted by a neutral arbitrator in accordance with the American Arbitration Association’s (“AAA”) rules and procedures, including the AAA’s Supplementary Procedures for Consumer-Related Disputes (collectively, the “AAA Rules”), as modified by this Arbitration Agreement.  For information on the AAA, please visit its website, http://www.adr.org.  Information about the AAA Rules and fees for consumer disputes can be found at the AAA’s consumer arbitration page, http://www.adr.org/consumer_arbitration.  If there is any inconsistency between any term of the AAA Rules and any term of this Arbitration Agreement, the applicable terms of this Arbitration Agreement will control unless the arbitrator determines that the application of the inconsistent Arbitration Agreement terms would not result in a fundamentally fair arbitration.  The arbitrator must also follow the provisions of these Official Rules as a court would.  All issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope, enforceability, and arbitrability of this Arbitration Agreement.  Although arbitration proceedings are usually simpler and more streamlined than trials and other judicial proceedings, the arbitrator can award the same damages and relief on an individual basis that a court can award to an individual under these Official Rules and applicable law.  Decisions by the arbitrator are enforceable in court and may be overturned by a court only for very limited reasons.

Unless the Sponsor and you agree otherwise, any arbitration hearings will take place in a reasonably convenient location for both parties with due consideration of their ability to travel and other pertinent circumstances.  If the parties are unable to agree on a location, the determination shall be made by AAA.  If your claim is for $10,000 or less, the Sponsor agrees that you may choose whether the arbitration will be conducted solely on the basis of documents submitted to the arbitrator, through a telephonic hearing or by an in-person hearing as established by the AAA Rules.  If your claim exceeds $10,000, the right to a hearing will be determined by the AAA Rules.  Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based.

  1. Costs of Arbitration: Payment of all filing, administration, and arbitrator fees (collectively, the “Arbitration Fees”) will be governed by the AAA Rules, unless otherwise provided in this Arbitration Agreement.  Any payment of attorneys’ fees will be governed by the AAA Rules.
  1. Confidentiality: All aspects of the arbitration proceeding, and any ruling, decision, or award by the arbitrator, will be strictly confidential for the benefit of all parties.
  1. Severability: If a court or the arbitrator decides that any term or provision of this Arbitration Agreement other than clause (b) above is invalid or unenforceable, the parties agree to replace such term or provision with a term or provision that is valid and enforceable and that comes closest to expressing the intention of the invalid or unenforceable term or provision, and this Arbitration Agreement shall be enforceable as so modified.  If a court or the arbitrator decides that any of the provisions of clause (b) is invalid or unenforceable, then the entirety of this Arbitration Agreement shall be null and void.  The remainder of these Official Rules will continue to apply.

Data Collection/Privacy: Sponsor collects personal information from you when you interact with the mobile app or enter a Contest. Downloading and interacting with the App or entering a Contest constitutes your permission to Sponsor to collect and maintain the data. The information collected is subject to the Sponsor’s Privacy Policy at www.thrivezp.com/privacy.

Sponsor:

Thrive Global Holdings, Inc. 

599 Broadway, 6th Floor

New York, NY 10012

Attn: Legal, or legal@thriveglobal.com 

Winners List: For the names of the winners of any Contest, send a stamped, self-addressed envelope to: Thrive ZP Challenge September 2020 – July 2021, 599 Broadway, 6th Floor, New York, NY 10012, Attn: Legal, or legal@thriveglobal.com, identifying the specific Contest for which you are seeking such information. Requests must be received within ninety (90) days of the end of the applicable Monthly Contest Period with respect to each Monthly Contest and within ninety (90) days of the end of the Challenge Period with respect to the Grand Prize Contest.

© 2020 Thrive Global Holdings, Inc. All rights reserved.  Thrive Global, ZP and the associated logos are trademarks of Thrive Global Holdings, Inc. or its licensors.  


ZP Florida Challenge

NO PURCHASE OR PAYMENT IS NECESSARY TO ENTER OR WIN THE CONTEST. A PURCHASE DOES NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED OR RESTRICTED BY LAW OR REGULATIONS.

Multiple Contests: The ZP Florida Challenge consists of ten discrete monthly contests during the ten calendar months of March through December 2020. Each monthly contest is “Contest.”

Contest Periods:  Entry for each contest opens on the 1st of the calendar month at 12:00:01 am Pacific Time (“PT”), and closes on the last day of the calendar month at 11:59:59 pm PT (“Entry Period”). For example, the first contest period begins March 1, 2020 at 12:00:01 am Pacific Time and ends March 31, 2020 at 11:59:59 pm PT; the second contest period begins April 1, 2020 at 12:00:01 am Pacific Time and ends April 29, 2020 at 11:59:59 pm PT; etc. through December 31st, 2020.

Eligibility: Each Contest in the ZP Florida Challenge is open to legal residents of the state of Florida who are at least 16 years of age except employees of ZP Group, Inc. (“ZP”) and their immediate families or household members. Each Contest is subject to all applicable federal, state and local laws and regulations. To be eligible, a contestant must be a Florida resident at time of entry and at the conclusion of the particular monthly Contest.

Relationship to Global Challenge: ZP Group, Inc. may also sponsor a separate, nationwide skills contest with a six-month or other contest period (each, a “Global Challenge”). For example, one Global Challenge began March 1, 2020 and concludes August 31, 2020. Entrants in any Contest will also be automatically entered into the then-current Global Challenge unless otherwise excluded by the then-current Global Challenge rules. Entrants in the Global Challenge who are eligible for the ZP Muskegon Challenge will likewise be automatically entered into the then-current Contest unless otherwise excluded by the then-current Global Challenge rules or these ZP Florida Challenge rules.

How to enter:
By mail: Mail in a completed Contest booklet or entry form demonstrating 21 days of better choices in the ZP Challenge and an answer to the challenge question to ZP Group, Inc., 601 108th Ave NE, Suite, 1900, Bellevue, WA 98004 postmarked no earlier than 12:00:01 am PT on 1st day of the applicable calendar month and no later than 11:59:59 pm PT on the last day of the applicable calendar month, for any of the months of March through December 2020.

Online: Complete an online Contest entry form demonstrating 21 days of better choices in the ZP Challenge and an answer to the challenge question at http://zpchallenge.com/enter-online/ no earlier than 12:00:01 am PT on 1st day of the applicable calendar month and no later than 11:59:59 pm PT on the last day of the applicable calendar month, for any of the months of March through December 2020. Internet access required; charges from your wireless company or ISP may apply.

ZP Challenge iOS / Android app: Complete 21 days of better choices in the ZP Challenge App (“App”) and an answer to the challenge question no earlier than 12:00:01 am PT on 1st day of the applicable calendar month and no later than 11:59:59 pm PT on the last day of the applicable calendar month, for any of the months of March through December 2020. Internet access required; charges from your wireless company or ISP may apply.

Entry requirements: Entries that are incomplete, that do not comply with these official rules, or that otherwise contain prohibited or inappropriate content as determined by ZP, in its sole discretion, will be disqualified and will not be considered for prizes. ZP makes the final determination as to which entries are eligible to take part in this Contest and ZP’s decisions shall be binding.

In the event of a dispute over the identity of an entrant, entry will be deemed submitted by the authorized account holder of the phone number or email address submitted at time of entry. “Authorized account holder” is defined as the natural person who is assigned to a telephone number or email address by a telephone company, wireless company, internet access provider, online service provider, or other organization (e.g., business, educational institution, etc.) that is responsible for assigning the telephone number submitted in the entry or the email addresses for the domain associated with the email address submitted in the entry.

Entry limits: There is no maximum number of entries per person, but the judging criteria (see below) may take into consideration whether the entrant appears to have made better choices in a particular challenge area (ZP Food, ZP Fit, ZP Family, ZP Money) over four weeks for that particular entry. Therefore multiple entries by the same person in a short period of time are unlikely to improve odds of winning.

Selection of Prize Winners: Contest entries will be reviewed by a judging panel determined by ZP in its sole discretion. The judging panel will review all contest submissions based on the following three criteria: creativity (30%); inspirational value (30%); and representation of the ZP Challenge brand (40%). Potential prize winners may be interviewed by ZP Group, Inc. as part of the judging process.

Potential winners will be notified by mail, phone, or email on or about the middle of the calendar month following the close of the particular monthly Contest and will be required to sign and return to ZP an affidavit of eligibility and liability/publicity release within fourteen (14) days of the date of potential winning notification (to the extent allowed by law). Failure to sign affidavit, liability/publicity and travel release during this timeframe will result in disqualification and selection of alternate winner.

Prizes:
For each of the two discrete monthly Contests, the following prizes are available:

Grand Prize (1 available): $5,000.

Runner Up (1 available): $3,000

Runner Up (1 available): $2,000

Estimated value of all prizes is: $10,000 for each monthly Contest, or a total of $100,000 for the entire period of the ZP Florida Challenge.
Each winner will be responsible for all applicable federal, state and local taxes.
Prizes are non-transferable and no substitution by the winner is allowed.

Release of Liability: By participating, you release ZP and any company sponsors, and each of their respective subsidiaries, affiliates, partners, employees, directors, and agents, including advertising agencies (“Released Entities”), from any and against any and all injury, loss or damage caused or claimed to be caused by your participation in a Contest and/or the acceptance, awarding, receipt, use and/or misuse of the prize, and you agree that Released Entities are not responsible for any warranty, representation, or guarantee, expressed or implied, in fact or in law, relating to a Contest and/or the awarding of any prize, except as expressly set forth in these official rules. By entering, you further agree that (i) any and all disputes, claims, and causes of action arising out of or in connection with a Contest, or any prizes awarded, shall be resolved individually without resort to any form of class action; (ii) any claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering a  Contest, but in no event attorney’s fees; (iii) under no circumstances will any entrant be permitted to obtain any award for, and entrant hereby waives all rights to claim, punitive, incidental or consequential damages and any and all rights to have damages multiplied or otherwise increased and any other damages, other than damages for actual out-of-pocket expenses; and (iv) any dispute will be governed by Washington law without regard to principles of conflicts of laws, will be heard in the state or federal courts located in Washington state, and the entrant hereby consents and waives any objection to the jurisdiction of such courts.

Additional Rules: Entrant represents and warrants that his/her entry: (i) is the original work of the entrant produced for a Contest; (ii) does not infringe any third party’s intellectual property rights; (iii) does not invade privacy or other rights of any person, firm or entity, (iv) and does not in any other way violate applicable laws and regulations.

Entrant hereby agrees to defend, indemnify and hold harmless Released Entities against any and all third-party claims, damages, liabilities, costs and expenses, including reasonable legal fees and expenses, arising out of or related to any breach by the entrant of any provision of these official rules, including, without limitation, entrant’s representations and warranties made herein.

Entry materials/data that have been tampered with or altered are void. ZP is not responsible for: (i) lost, late, misdirected, damaged, garbled, or illegible entries; (ii) error, omission, interruption, deletion, defect, delay in operations or transmission, theft or destruction or unauthorized access to or alterations of entry materials, or for technical, network, telephone equipment, electronic, computer, hardware or software malfunctions of any kind, or inaccurate transmission of or failure to receive entry information by ZP on account of technical problems or traffic congestion on the Internet or at any web site or any combination thereof; or (iii) any injury or damage to entrant’s or any other person’s computer related to or resulting from participating in a Contest. By participating in a Contest, you (i) agree to be bound by these official rules, including all eligibility requirements, and (ii) agree to be bound by the decisions of ZP, which are final and binding in all matters relating to a Contest. Failure to comply with these official rules may result in disqualification from all Contests. ZP reserves the right to: (i) permanently disqualify from any contest it sponsors any person it believes has intentionally violated these official rules; and (ii) suspend, modify or terminate any Contest or the entire ZP Florida Challenge if ZP believes, in its sole discretion, that malfunction, error, disruption or damage is impairing or will impair the administration, security, fairness, integrity or proper conduct of a Contest.

Data Collection/Privacy: ZP collects personal information from you when you interact with the mobile app or enter a Contest. Downloading and interacting with the app or entering a Contest constitutes your permission to ZP to collect and maintain the data. The information collected is subject to the ZP’s Privacy Policy at www.zpchallenge.com/privacy.
Sponsor: The sponsor of the ZP Florida Challenge and each monthly Contest is ZP Group, Inc. 601 108th Ave NE, Suite, 1900, Bellevue, WA 98004

Winner Names: For the names of all monthly winners, send a stamped, self-addressed envelope to: ZP Challenge, 601 108th Ave NE, Suite, 1900, Bellevue, WA 98004. Requests must be received on or before the close of the calendar month for the immediately preceding monthly Contest (for example, requests must be received by April 30th for the names of winners of the March Contest).

ZP Group, Inc
601 108th Ave NE
Suite 1900
Bellevue, WA 98004
©ZP Group, Inc. All rights reserved.


ZP Georgia Challenge

NO PURCHASE OR PAYMENT IS NECESSARY TO ENTER OR WIN THE CONTEST. A PURCHASE DOES NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED OR RESTRICTED BY LAW OR REGULATIONS.

Multiple Contests: The ZP Georgia Challenge consists of ten discrete monthly contests during the ten calendar months of March through December 2020. Each monthly contest is “Contest.”

Contest Periods:  Entry for each contest opens on the 1st of the calendar month at 12:00:01 am Pacific Time (“PT”), and closes on the last day of the calendar month at 11:59:59 pm PT (“Entry Period”). For example, the first contest period begins March 1, 2020 at 12:00:01 am Pacific Time and ends March 31, 2020 at 11:59:59 pm PT; the second contest period begins April 1, 2020 at 12:00:01 am Pacific Time and ends April 30th, 2020 at 11:59:59 pm PT; etc. through December 31st, 2020.

Eligibility: Each Contest in the ZP Georgia Challenge is open to legal residents of the state of Georgia who are at least 16 years of age except employees of ZP Group, Inc. (“ZP”) and their immediate families or household members. Each Contest is subject to all applicable federal, state and local laws and regulations. To be eligible, a contestant must be a Georgia resident at time of entry and at the conclusion of the particular monthly Contest.

Relationship to Global Challenge: ZP Group, Inc. may also sponsor a separate, nationwide skills contest with a six-month or other contest period (each, a “Global Challenge”). For example, one Global Challenge began March 1, 2020 and concludes August 31, 2020. Entrants in any Contest will also be automatically entered into the then-current Global Challenge unless otherwise excluded by the then-current Global Challenge rules. Entrants in the Global Challenge who are eligible for the ZP Muskegon Challenge will likewise be automatically entered into the then-current Contest unless otherwise excluded by the then-current Global Challenge rules or these ZP Georgia Challenge rules.

How to enter:
By mail: Mail in a completed Contest booklet or entry form demonstrating 21 days of better choices in the ZP Challenge and an answer to the challenge question to ZP Group, Inc., 601 108th Ave NE, Suite, 1900, Bellevue, WA 98004 postmarked no earlier than 12:00:01 am PT on 1st day of the applicable calendar month and no later than 11:59:59 pm PT on the last day of the applicable calendar month, for any of the months of March through December 2020.

Online: Complete an online Contest entry form demonstrating 21 days of better choices in the ZP Challenge and an answer to the challenge question at http://zpchallenge.com/enter-online/ no earlier than 12:00:01 am PT on 1st day of the applicable calendar month and no later than 11:59:59 pm PT on the last day of the applicable calendar month, for any of the months of March through December 2020. Internet access required; charges from your wireless company or ISP may apply.

ZP Challenge iOS / Android app: Complete 21 days of better choices in the ZP Challenge App (“App”) and an answer to the challenge question no earlier than 12:00:01 am PT on 1st day of the applicable calendar month and no later than 11:59:59 pm PT on the last day of the applicable calendar month, for any of the months of March through December 2020. Internet access required; charges from your wireless company or ISP may apply.

Entry requirements: Entries that are incomplete, that do not comply with these official rules, or that otherwise contain prohibited or inappropriate content as determined by ZP, in its sole discretion, will be disqualified and will not be considered for prizes. ZP makes the final determination as to which entries are eligible to take part in this Contest and ZP’s decisions shall be binding.

In the event of a dispute over the identity of an entrant, entry will be deemed submitted by the authorized account holder of the phone number or email address submitted at time of entry. “Authorized account holder” is defined as the natural person who is assigned to a telephone number or email address by a telephone company, wireless company, internet access provider, online service provider, or other organization (e.g., business, educational institution, etc.) that is responsible for assigning the telephone number submitted in the entry or the email addresses for the domain associated with the email address submitted in the entry.

Entry limits: There is no maximum number of entries per person, but the judging criteria (see below) may take into consideration whether the entrant appears to have made better choices in a particular challenge area (ZP Food, ZP Fit, ZP Family, ZP Money) over four weeks for that particular entry. Therefore multiple entries by the same person in a short period of time are unlikely to improve odds of winning.

Selection of Prize Winners: Contest entries will be reviewed by a judging panel determined by ZP in its sole discretion. The judging panel will review all contest submissions based on the following three criteria: creativity (30%); inspirational value (30%); and representation of the ZP Challenge brand (40%). Potential prize winners may be interviewed by ZP Group, Inc. as part of the judging process.

Potential winners will be notified by mail, phone, or email on or about the middle of the calendar month following the close of the particular monthly Contest and will be required to sign and return to ZP an affidavit of eligibility and liability/publicity release within fourteen (14) days of the date of potential winning notification (to the extent allowed by law). Failure to sign affidavit, liability/publicity and travel release during this timeframe will result in disqualification and selection of alternate winner.

Prizes:
For each of the ten discrete monthly Contests, the following prizes are available:

Grand Prize (1 available): $5,000.

Runner Up (1 available): $3,000

Runner Up (1 available): $2,000

Estimated value of all prizes is: $10,000 for each monthly Contest, or a total of $100,000 for the entire period of the ZP Georgia Challenge.
Each winner will be responsible for all applicable federal, state and local taxes.
Prizes are non-transferable and no substitution by the winner is allowed.

Release of Liability: By participating, you release ZP and any company sponsors, and each of their respective subsidiaries, affiliates, partners, employees, directors, and agents, including advertising agencies (“Released Entities”), from any and against any and all injury, loss or damage caused or claimed to be caused by your participation in a Contest and/or the acceptance, awarding, receipt, use and/or misuse of the prize, and you agree that Released Entities are not responsible for any warranty, representation, or guarantee, expressed or implied, in fact or in law, relating to a Contest and/or the awarding of any prize, except as expressly set forth in these official rules. By entering, you further agree that (i) any and all disputes, claims, and causes of action arising out of or in connection with a Contest, or any prizes awarded, shall be resolved individually without resort to any form of class action; (ii) any claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering a  Contest, but in no event attorney’s fees; (iii) under no circumstances will any entrant be permitted to obtain any award for, and entrant hereby waives all rights to claim, punitive, incidental or consequential damages and any and all rights to have damages multiplied or otherwise increased and any other damages, other than damages for actual out-of-pocket expenses; and (iv) any dispute will be governed by Washington law without regard to principles of conflicts of laws, will be heard in the state or federal courts located in Washington state, and the entrant hereby consents and waives any objection to the jurisdiction of such courts.

Additional Rules: Entrant represents and warrants that his/her entry: (i) is the original work of the entrant produced for a Contest; (ii) does not infringe any third party’s intellectual property rights; (iii) does not invade privacy or other rights of any person, firm or entity, (iv) and does not in any other way violate applicable laws and regulations.

Entrant hereby agrees to defend, indemnify and hold harmless Released Entities against any and all third-party claims, damages, liabilities, costs and expenses, including reasonable legal fees and expenses, arising out of or related to any breach by the entrant of any provision of these official rules, including, without limitation, entrant’s representations and warranties made herein.

Entry materials/data that have been tampered with or altered are void. ZP is not responsible for: (i) lost, late, misdirected, damaged, garbled, or illegible entries; (ii) error, omission, interruption, deletion, defect, delay in operations or transmission, theft or destruction or unauthorized access to or alterations of entry materials, or for technical, network, telephone equipment, electronic, computer, hardware or software malfunctions of any kind, or inaccurate transmission of or failure to receive entry information by ZP on account of technical problems or traffic congestion on the Internet or at any web site or any combination thereof; or (iii) any injury or damage to entrant’s or any other person’s computer related to or resulting from participating in a Contest. By participating in a Contest, you (i) agree to be bound by these official rules, including all eligibility requirements, and (ii) agree to be bound by the decisions of ZP, which are final and binding in all matters relating to a Contest. Failure to comply with these official rules may result in disqualification from all Contests. ZP reserves the right to: (i) permanently disqualify from any contest it sponsors any person it believes has intentionally violated these official rules; and (ii) suspend, modify or terminate any Contest or the entire ZP Georgia Challenge if ZP believes, in its sole discretion, that malfunction, error, disruption or damage is impairing or will impair the administration, security, fairness, integrity or proper conduct of a Contest.

Data Collection/Privacy: ZP collects personal information from you when you interact with the mobile app or enter a Contest. Downloading and interacting with the app or entering a Contest constitutes your permission to ZP to collect and maintain the data. The information collected is subject to the ZP’s Privacy Policy at www.zpchallenge.com/privacy.

Sponsor: The sponsor of the ZP Georgia Challenge and each monthly Contest is ZP Group, Inc. 601 108th Ave NE, Suite, 1900, Bellevue, WA 98004

Winner Names: For the names of all monthly winners, send a stamped, self-addressed envelope to: ZP Challenge, 601 108th Ave NE, Suite, 1900, Bellevue, WA 98004. Requests must be received on or before the close of the calendar month for the immediately preceding monthly Contest (for example, requests must be received by April 30th for the names of winners of the March Contest).

ZP Group, Inc
601 108th Ave NE
Suite 1900
Bellevue, WA 98004
©ZP Group, Inc. All rights reserved.


ZP Muskegon Challenge

NO PURCHASE NECESSARY TO ENTER OR CLAIM A PRIZE.  A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

THESE OFFICIAL RULES CONTAIN AN ARBITRATION AGREEMENT, WHICH WILL, WITH LIMITED EXCEPTION, REQUIRE YOU TO SUBMIT CLAIMS YOU HAVE AGAINST SPONSOR TO BINDING AND FINAL ARBITRATION.  UNDER THE ARBITRATION AGREEMENT, (1) YOU WILL ONLY BE PERMITTED TO PURSUE CLAIMS AGAINST SPONSOR ON AN INDIVIDUAL BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING, AND (2) YOU WILL ONLY BE PERMITTED TO SEEK RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ON AN INDIVIDUAL BASIS.

The ZP Muskegon Challenge consists of three discrete monthly contests during the three calendar months of June through August 2020. Each such monthly contest is referred to as a “Contest”.  Each Contest is sponsored by Thrive Global Holdings, Inc. (the “Sponsor”).  By participating in a Contest, each entrant represents that they have read these Official Rules and unconditionally accepts and agrees to comply with and abide by these Official Rules and the decisions of Sponsor, which are final and binding in all respects.

Contest Periods:  Entry for each Contest opens on the 1st of the calendar month at 12:00:01 am Pacific Time (“PT”), and closes on the last day of the calendar month at 11:59:59 pm PT (“Entry Period”). For example, the first Contest period begins June 1, 2020 at 12:00:01 am PT and ends June 30, 2020 at 11:59:59 pm PT; the second Contest period begins July 1, 2020 at 12:00:01 am PT and ends July 31, 2020 at 11:59:59 pm PT; and the final Contest period begins August 1, 2020 at 12:00:01 am PT and ends August 31, 2020 at 11:59:59 pm PT (each a “Contest Period”).

Relationship to ZP National Challenge: Sponsor may also sponsor separate nationwide contest(s) that overlap with the ZP Muskegon Challenge (each, a “National Challenge”). For example, a National Challenge began March 1, 2020 and concludes August 31, 2020. Entrants in any Contest will be automatically entered into any then-current National Challenge unless otherwise excluded by the applicable official rules for such National Challenge. Entrants in any National Challenge who are eligible for the ZP Muskegon Challenge will likewise be automatically entered into the applicable Contest unless otherwise excluded by the applicable official rules of the National Challenge.

Eligibility: Each Contest is open to legal residents of the county of Muskegon who are at least 16 years of age at the date of entry.  Entries are limited to individuals only; commercial enterprises and business entities are not eligible.  Employees, independent contractors, officers, and directors of the Sponsor, affiliates, subsidiaries, advertising, promotion, and fulfillment agencies, and legal advisors, and their immediate family members and persons living in the same household, are not eligible to participate in any Contest.  EACH CONTEST IS VOID WHERE PROHIBITED OR RESTRICTED BY LAW and is subject to all applicable federal, state and local laws and regulations. To be eligible, a contestant must be a Muskegon County resident at time of entry and at the conclusion of the particular monthly Contest (and, if eligible for a Challenge Prize (as defined below), at the conclusion of the entirety of the ZP Muskegon Challenge).

How To Enter:  To enter a Contest, you must enter via one of the three following entry methods:

  1. By mail: Mail in a completed ZP Muskegon Challenge Contest booklet or entry form demonstrating 21 days of better choices in the ZP Muskegon Challenge and an answer to the challenge question set forth in the booklet / entry form to Sponsor at 601 108th Ave NE, Suite, 1900, Bellevue, WA 98004 postmarked no earlier than 12:00:01 am PT on 1st day of the applicable calendar month and no later than 11:59:59 pm PT on the last day of the applicable calendar month, for any Contest Period.
  2. Online: Complete an online ZP Muskegon Challenge Contest entry form at http://zpchallenge.com/enter-online/ demonstrating 21 days of better choices in the ZP Muskegon Challenge and an answer to the challenge question set forth in such entry form no earlier than 12:00:01 am PT on 1st day of the applicable calendar month and no later than 11:59:59 pm PT on the last day of the applicable calendar month, for any Contest Period. Internet access required; charges from your wireless company or ISP may apply.
  3. ZP Challenge iOS / Android app: Complete 21 days of better choices within the ZP Muskegon Challenge Contest page in the ZP Challenge App (“App”) and an answer to the challenge question posed in the App no earlier than 12:00:01 am PT on 1st day of the applicable calendar month and no later than 11:59:59 pm PT on the last day of the applicable calendar month, for any Contest Period. Internet access required; charges from your wireless company or ISP may apply.

Each entry is only eligible for the specific Contest for which it is submitted as determined by identifying the applicable Contest Period during which the entry is submitted, as noted above.  Entries that are incomplete, that do not comply with these Official Rules, or that otherwise contain prohibited or inappropriate content as determined by Sponsor, in its sole discretion, will be disqualified and will not be considered for any prize.  No illegible, incomplete, corrupted, forged or altered entries, or automatically or mechanically produced entries, will be accepted. Sponsor makes the final determination as to which entries are eligible to take part in the ZP Muskegon Challenge, and each individual Contest.  Participation in a Contest is voluntary. 

Each entry that is submitted in connection with any Contest will only be eligible if such entry (a) contains only the original content of the entrant, (b) does not contain content that is unlawful, hateful, discriminatory, racially inflammatory, offensive, obscene, or morally or legally objectionable, in the Sponsor’s sole discretion and (c) does not contain false or defamatory statements about any person or any third party.  The Sponsor reserves the right, in its sole discretion, to disqualify any entry which Sponsor determines at any time in its sole judgment fails to meet any of these criteria

In the event of a dispute over the identity of an entrant, the entry will be deemed submitted by the authorized account holder of the phone number or email address submitted at time of entry. “Authorized account holder” is defined as the natural person who is assigned to a telephone number or email address by a telephone company, wireless company, internet access provider, online service provider, or other organization (e.g., business, educational institution, etc.) that is responsible for assigning the telephone number submitted in the entry or the email addresses for the domain associated with the email address submitted in the entry.

Entry Limits: There is no maximum number of entries per person, but the judging criteria (see below) may take into consideration whether the entrant appears to have made better choices in a particular challenge area (ZP Food, ZP Fit, ZP Family, ZP Money) over four weeks for that particular entry. Therefore multiple entries by the same person in a short period of time are unlikely to improve odds of winning.

Selection of Winners: Within approximately two (2) weeks following the end of each Contest Period, the Contest entries submitted during such Contest Period will be reviewed by a judging panel determined by Sponsor in its sole discretion. The judging panel will review all Contest entries based on the following three criteria: creativity (30%); inspirational value (30%); and representation of the ZP Challenge brand (40%). After each Contest winner has been confirmed, the judging panel will review such Contest winners’ entries against the same criteria and determine the grand prize winner and runners up of the entire ZP Muskegon Challenge. All potential prize winners may be interviewed by Sponsor as part of the judging process.  In the event of a tie between two or more entrants (for either a particular Contest or the ZP Muskegon Challenge), the entrant that received the highest score for inspirational value, as determined by Sponsor, will be deemed to place ahead of the other entrant.  If such process does not break the tie, an additional judge, who will be an employee, officer or director of Sponsor, will evaluate the tied entries according to the above criteria and determine the winner of the tie. 

Potential winners will be notified by mail, phone, or email on or about the middle of the calendar month following the close of the particular monthly Contest and potential winners (or their parent or guardian, if such potential winner is not the age of majority) will be required to sign and return to Sponsor an affidavit of eligibility and liability/publicity release within fourteen (14) days of the date of potential winning notification (to the extent allowed by law). Sponsor is not responsible for and shall not be liable for late, lost, misdirected or unsuccessful efforts to notify any potential winner, including failure to receive notices from the Sponsor, failure due to a potential winner’s spam, junk e-mail or other security settings or for a potential winner’s provision of incorrect or otherwise non-functioning contact information. Sponsor is not responsible for changes to entrants’ contact information.  If any potential winner cannot be contacted, is ineligible, fails to claim the prize within two (2) days of notification, or fails to timely return the affidavit of eligibility and liability/publicity release as required, the prize may be forfeited and the entrant with the next highest score from the same Contest will be selected as the alternate winner for such Contest.

Prizes:
For each of the three discrete monthly Contests, there will be five (5) winners, each of whom will receive $1,000 (for a total of $5,000 awarded per Contest, and $15,000 for all Contests).

In addition, the winner of each Contest will also receive one of 3 additional prizes available (awarded based on the same judging criteria identified above).
Grand Prize (1 available): $15,000
Runner Up (1 available): $10,000
Runner Up (1 available): $5,000

Estimated value of all prizes is: $5,000 for each monthly Contest, and $30,000 for the grand prize winner and two runners up for the ZP Muskegon Challenge, for a total approximate retail value of $45,000 for the entire period of the ZP Muskegon Challenge.

Prizes will be awarded within thirty (30) days of the end of the applicable Contest Period. Odds of winning a Contest are affected by the number of eligible entries submitted during the applicable Contest Period. Prizes are non-transferable and no substitution by the winner is allowed. In order to receive a prize, the winner may be required to provide proof of identification, including name, physical address and date of birth.  Each winner will be solely responsible for all applicable federal, state and local taxes on any prize, including income taxes. The winner of any prize with a value of $600 or greater will be issued a 1099 U.S. Tax Form for the value of the prize.  All entrants agree that information provided by the Sponsor is not advice, including but not limited to, tax advice or legal advice, and every entrant is advised to consult a professional, including a tax professional.

Use of Content/Submission: Each entrant represents and warrants that his/her entry: (a) is the original work of the entrant produced for a Contest; (b) does not infringe any third party’s intellectual property rights; (c) does not invade privacy or other rights of any person, firm or entity, and (d) does not in any other way violate applicable laws, rules or regulations.  Entrant hereby agrees to defend, indemnify and hold harmless the Released Entities (as defined below) against any and all third-party claims, damages, liabilities, costs and expenses, including reasonable legal fees and expenses, arising out of or related to any breach by the entrant of any provision of these Official Rules, including, without limitation, entrant’s representations and warranties made herein.

By submitting an entry in connection with any Contest, you automatically represent and warrant that you have the right to grant, and do hereby grant, to Sponsor the paid-up, royalty-free, perpetual, irrevocable, sublicensable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display any content within such entry (in whole or in part) (“Content”) worldwide and/or to incorporate all or any portion of it in other works in any form, media or technology now known or later developed for the full term of any patent, trademark, trade secret, copyright or other proprietary rights of any party that may exist in such Content.  Under no circumstances will Sponsor be required to treat any Content as confidential. Sponsor will be entitled to use the Content for any purpose whatsoever without compensation to you or any other person.  For the avoidance of doubt, Sponsor will not be liable to you or any other person for any ideas for Sponsor’s business derived from the Content and will not incur any liability as a result of any similarities to the Content that may appear in any future products or services of Sponsor.

Release of Liability: The Sponsor, any licensor thereof, and each of their respective agents, directors, officers, shareholders, employees, insurers, servants, parents, subsidiaries, divisions, affiliates, predecessors, successors, representatives, advertising, promotion, and fulfillment agencies, and legal advisors (the “Released Entities”), are not responsible for, shall not be liable for, and hereby disclaim all liability arising from or relating to: (a) late, lost, delayed, damaged, misdirected, misaddressed, incomplete, or unintelligible entries; (b) telephone, electronic, hardware or software program, network, Internet, computer or other malfunctions, failures, or difficulties of any kind, whether human or technical; (c) failed, incomplete, garbled, or delayed computer or e-mail transmissions; (d) any condition caused by events beyond the control of the Sponsor; (e) any injuries, losses, or damages of any kind arising in connection with or as a result of any prize, or any portion thereof that may have been awarded, or acceptance, possession, or use of any prize, or any portion thereof that may have been awarded, or from participation in any Contest; or (f) any printing or typographical errors in any materials associated with any Contest.  The Sponsor reserves the right, in its sole discretion, to suspend, modify or cancel any Contest should any unauthorized human intervention or other causes beyond the Sponsor’s control corrupt or affect the administration, security, fairness or proper conduct of such Contest.  In the event that proper administration of any Contest is prevented by such causes as contemplated above, the Sponsor will pick the winner from all eligible, non-suspect entries for such Contest received prior to such action.   By participating in a Contest, entrants hereby release, discharge and hold harmless the Released Entities, and all others associated with the development and execution of such Contest, from any and all losses, damages, rights, claims and actions of any kind arising out of or relating to such Contest, participation in such Contest, any prize, or any portion thereof that may have been awarded, and/or acceptance, possession, use or misuse of any prize, or any portion thereof that may have been awarded, including but not limited to statutory and common law claims for misappropriation or entrant’s right of publicity.  Each Contest shall be governed by New York law.

Arbitration Agreement; Dispute Resolution by Binding Arbitration:

PLEASE READ THIS SECTION CAREFULLY AS IT AFFECTS YOUR RIGHTS.

(a) Agreement to Arbitrate: This Section is referred to in these Official Rules as the “Arbitration Agreement.”  You agree that any and all disputes or claims that have arisen or may arise between you and the Sponsor, whether arising out of or relating to these Official Rules, any Contest, your participation in any Contest, the prize, acceptance, possession, use or misuse of the prize, any advertising, or any aspect of the relationship between us, shall be resolved exclusively through final and binding arbitration, rather than a court, in accordance with the terms of this Arbitration Agreement, except that you may assert individual claims in small claims court, if your claims qualify.  Further, this Arbitration Agreement does not preclude you from bringing issues to the attention of federal, state or local agencies, and such agencies can, if the law allows, seek relief against us on your behalf.  You agree that, by participating in any Contest, you and the Sponsor are each waiving the right to a trial by jury or to participate in a class action.  Your rights will be determined by a neutral arbitrator, not a judge or jury.  The Federal Arbitration Act governs the interpretation and enforcement of this Arbitration Agreement.

(b) Prohibition of Class and Representative Actions and Non-Individualized Relief: YOU AND THE SPONSOR AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION OR PROCEEDING.  UNLESS BOTH YOU AND THE SPONSOR AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE PERSON’S OR PARTY’S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING.  ALSO, THE ARBITRATOR MAY AWARD RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF NECESSITATED BY THAT PARTY’S INDIVIDUAL CLAIM(S).

(c) Pre-Arbitration Dispute Resolution: The Sponsor is always interested in resolving disputes amicably and efficiently, and most entrant concerns can be resolved quickly and to the entrant’s satisfaction by emailing the Sponsor’s support team at support@zpchallenge.com.  If such efforts prove unsuccessful, a party who intends to seek arbitration must first send to the other, by certified mail, a written Notice of Dispute (“Notice”).  The Notice to the Sponsor should be sent to 601 108th Ave NE, Suite, 1900, Bellevue, WA 98004 (“Notice Address”).  The Notice must (i) describe the nature and basis of the claim or dispute and (ii) set forth the specific relief sought.  If the Sponsor and you do not resolve the claim within sixty (60) calendar days after the Notice is received, you or the Sponsor may commence an arbitration proceeding.  During the arbitration, the amount of any settlement offer made by the Sponsor or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or the Sponsor is entitled.

(d) Arbitration Procedures: Arbitration will be conducted by a neutral arbitrator in accordance with the American Arbitration Association’s (“AAA”) rules and procedures, including the AAA’s Supplementary Procedures for Consumer-Related Disputes (collectively, the “AAA Rules”), as modified by this Arbitration Agreement.  For information on the AAA, please visit its website, http://www.adr.org.  Information about the AAA Rules and fees for consumer disputes can be found at the AAA’s consumer arbitration page, http://www.adr.org/consumer_arbitration.  If there is any inconsistency between any term of the AAA Rules and any term of this Arbitration Agreement, the applicable terms of this Arbitration Agreement will control unless the arbitrator determines that the application of the inconsistent Arbitration Agreement terms would not result in a fundamentally fair arbitration.  The arbitrator must also follow the provisions of these Official Rules as a court would.  All issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope, enforceability, and arbitrability of this Arbitration Agreement.  Although arbitration proceedings are usually simpler and more streamlined than trials and other judicial proceedings, the arbitrator can award the same damages and relief on an individual basis that a court can award to an individual under these Official Rules and applicable law.  Decisions by the arbitrator are enforceable in court and may be overturned by a court only for very limited reasons.

Unless the Sponsor and you agree otherwise, any arbitration hearings will take place in a reasonably convenient location for both parties with due consideration of their ability to travel and other pertinent circumstances.  If the parties are unable to agree on a location, the determination shall be made by AAA.  If your claim is for $10,000 or less, the Sponsor agrees that you may choose whether the arbitration will be conducted solely on the basis of documents submitted to the arbitrator, through a telephonic hearing or by an in-person hearing as established by the AAA Rules.  If your claim exceeds $10,000, the right to a hearing will be determined by the AAA Rules.  Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based.

(e) Costs of Arbitration: Payment of all filing, administration, and arbitrator fees (collectively, the “Arbitration Fees”) will be governed by the AAA Rules, unless otherwise provided in this Arbitration Agreement.  Any payment of attorneys’ fees will be governed by the AAA Rules.

(f) Confidentiality: All aspects of the arbitration proceeding, and any ruling, decision, or award by the arbitrator, will be strictly confidential for the benefit of all parties.

(g) Severability: If a court or the arbitrator decides that any term or provision of this Arbitration Agreement other than clause (b) above is invalid or unenforceable, the parties agree to replace such term or provision with a term or provision that is valid and enforceable and that comes closest to expressing the intention of the invalid or unenforceable term or provision, and this Arbitration Agreement shall be enforceable as so modified.  If a court or the arbitrator decides that any of the provisions of clause (b) is invalid or unenforceable, then the entirety of this Arbitration Agreement shall be null and void.  The remainder of these Official Rules will continue to apply.

Data Collection/Privacy: Sponsor collects personal information from you when you interact with the mobile app or enter a Contest. Downloading and interacting with the App or entering a Contest constitutes your permission to Sponsor to collect and maintain the data. The information collected is subject to the Sponsor’s Privacy Policy at zpchallenge.com/privacy

Sponsor:
Thrive Global Holdings, Inc.
601 108th Ave NE, Suite 1900
Bellevue, WA 98004

Winners List: For the names of the winners of any Contest, send a stamped, self-addressed envelope to: ZP Muskegon Challenge June-August 2020, 601 108th Ave NE, Suite, 1900, Bellevue, WA 98004, identifying the specific Contest for which you are seeking such information. Requests must be received within ninety (90) days of the end of the applicable Contest Period.

© 2020 Thrive Global Holdings, Inc. All rights reserved.  Thrive Global, ZP and the associated logos are trademarks of Thrive Global Holdings, Inc. or its licensors.


ZP Texas Challenge

NO PURCHASE OR PAYMENT IS NECESSARY TO ENTER OR WIN THE CONTEST. A PURCHASE DOES NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED OR RESTRICTED BY LAW OR REGULATIONS.

Multiple Contests: The ZP Texas Challenge consists of ten discrete monthly contests during the ten calendar months of March through December 2020. Each monthly contest is “Contest.”

Contest Periods:  Entry for each contest opens on the 1st of the calendar month at 12:00:01 am Pacific Time (“PT”), and closes on the last day of the calendar month at 11:59:59 pm PT (“Entry Period”). For example, the first contest period begins March 1, 2020 at 12:00:01 am Pacific Time and ends March 30, 2020 at 11:59:59 pm PT; the second contest period begins April 1, 2020 at 12:00:01 am Pacific Time and ends April 30, 2020 at 11:59:59 pm PT; etc. through December 31st, 2020.

Eligibility: Each Contest in the ZP Texas Challenge is open to legal residents of the state of Texas who are at least 16 years of age except employees of ZP Group, Inc. (“ZP”) and their immediate families or household members. Each Contest is subject to all applicable federal, state and local laws and regulations. To be eligible, a contestant must be a Texas resident at time of entry and at the conclusion of the particular monthly Contest.

Relationship to Global Challenge: ZP Group, Inc. may also sponsor a separate, nationwide skills contest with a six-month or other contest period (each, a “Global Challenge”). For example, one Global Challenge began March 1, 2020 and concludes August 31, 2020. Entrants in any Contest will also be automatically entered into the then-current Global Challenge unless otherwise excluded by the then-current Global Challenge rules. Entrants in the Global Challenge who are eligible for the ZP Muskegon Challenge will likewise be automatically entered into the then-current Contest unless otherwise excluded by the then-current Global Challenge rules or these ZP Texas Challenge rules.

How to enter:
By mail: Mail in a completed Contest booklet or entry form demonstrating 21 days of better choices in the ZP Challenge and an answer to the challenge question to ZP Group, Inc., 601 108th Ave NE, Suite, 1900, Bellevue, WA 98004 postmarked no earlier than 12:00:01 am PT on 1st day of the applicable calendar month and no later than 11:59:59 pm PT on the last day of the applicable calendar month, for any of the months of March through December 2020.

Online: Complete an online Contest entry form demonstrating 21 days of better choices in the ZP Challenge and an answer to the challenge question at http://zpchallenge.com/enter-online/ no earlier than 12:00:01 am PT on 1st day of the applicable calendar month and no later than 11:59:59 pm PT on the last day of the applicable calendar month, for any of the months of March through December 2020. Internet access required; charges from your wireless company or ISP may apply.

ZP Challenge iOS / Android app: Complete 21 days of better choices in the ZP Challenge App (“App”) and an answer to the challenge question no earlier than 12:00:01 am PT on 1st day of the applicable calendar month and no later than 11:59:59 pm PT on the last day of the applicable calendar month, for any of the months of March through December 2020. Internet access required; charges from your wireless company or ISP may apply.

Entry requirements: Entries that are incomplete, that do not comply with these official rules, or that otherwise contain prohibited or inappropriate content as determined by ZP, in its sole discretion, will be disqualified and will not be considered for prizes. ZP makes the final determination as to which entries are eligible to take part in this Contest and ZP’s decisions shall be binding.

In the event of a dispute over the identity of an entrant, entry will be deemed submitted by the authorized account holder of the phone number or email address submitted at time of entry. “Authorized account holder” is defined as the natural person who is assigned to a telephone number or email address by a telephone company, wireless company, internet access provider, online service provider, or other organization (e.g., business, educational institution, etc.) that is responsible for assigning the telephone number submitted in the entry or the email addresses for the domain associated with the email address submitted in the entry.

Entry limits: There is no maximum number of entries per person, but the judging criteria (see below) may take into consideration whether the entrant appears to have made better choices in a particular challenge area (ZP Food, ZP Fit, ZP Family, ZP Money) over four weeks for that particular entry. Therefore multiple entries by the same person in a short period of time are unlikely to improve odds of winning.

Selection of Prize Winners: Contest entries will be reviewed by a judging panel determined by ZP in its sole discretion. The judging panel will review all contest submissions based on the following three criteria: creativity (30%); inspirational value (30%); and representation of the ZP Challenge brand (40%). Potential prize winners may be interviewed by ZP Group, Inc. as part of the judging process.

Potential winners will be notified by mail, phone, or email on or about the middle of the calendar month following the close of the particular monthly Contest and will be required to sign and return to ZP an affidavit of eligibility and liability/publicity release within fourteen (14) days of the date of potential winning notification (to the extent allowed by law). Failure to sign affidavit, liability/publicity and travel release during this timeframe will result in disqualification and selection of alternate winner.

Prizes:
For each of the ten discrete monthly Contests, the following prizes are available:

Grand Prize (1 available): $5,000.

Runner Up (1 available): $3,000

Runner Up (1 available): $2,000

Estimated value of all prizes is: $10,000 for each monthly Contest, or a total of $100,000 for the entire period of the ZP Texas Challenge.
Each winner will be responsible for all applicable federal, state and local taxes.
Prizes are non-transferable and no substitution by the winner is allowed.

Release of Liability: By participating, you release ZP and any company sponsors, and each of their respective subsidiaries, affiliates, partners, employees, directors, and agents, including advertising agencies (“Released Entities”), from any and against any and all injury, loss or damage caused or claimed to be caused by your participation in a Contest and/or the acceptance, awarding, receipt, use and/or misuse of the prize, and you agree that Released Entities are not responsible for any warranty, representation, or guarantee, expressed or implied, in fact or in law, relating to a Contest and/or the awarding of any prize, except as expressly set forth in these official rules. By entering, you further agree that (i) any and all disputes, claims, and causes of action arising out of or in connection with a Contest, or any prizes awarded, shall be resolved individually without resort to any form of class action; (ii) any claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering a  Contest, but in no event attorney’s fees; (iii) under no circumstances will any entrant be permitted to obtain any award for, and entrant hereby waives all rights to claim, punitive, incidental or consequential damages and any and all rights to have damages multiplied or otherwise increased and any other damages, other than damages for actual out-of-pocket expenses; and (iv) any dispute will be governed by Washington law without regard to principles of conflicts of laws, will be heard in the state or federal courts located in Washington state, and the entrant hereby consents and waives any objection to the jurisdiction of such courts.

Additional Rules: Entrant represents and warrants that his/her entry: (i) is the original work of the entrant produced for a Contest; (ii) does not infringe any third party’s intellectual property rights; (iii) does not invade privacy or other rights of any person, firm or entity, (iv) and does not in any other way violate applicable laws and regulations.

Entrant hereby agrees to defend, indemnify and hold harmless Released Entities against any and all third-party claims, damages, liabilities, costs and expenses, including reasonable legal fees and expenses, arising out of or related to any breach by the entrant of any provision of these official rules, including, without limitation, entrant’s representations and warranties made herein.

Entry materials/data that have been tampered with or altered are void. ZP is not responsible for: (i) lost, late, misdirected, damaged, garbled, or illegible entries; (ii) error, omission, interruption, deletion, defect, delay in operations or transmission, theft or destruction or unauthorized access to or alterations of entry materials, or for technical, network, telephone equipment, electronic, computer, hardware or software malfunctions of any kind, or inaccurate transmission of or failure to receive entry information by ZP on account of technical problems or traffic congestion on the Internet or at any web site or any combination thereof; or (iii) any injury or damage to entrant’s or any other person’s computer related to or resulting from participating in a Contest. By participating in a Contest, you (i) agree to be bound by these official rules, including all eligibility requirements, and (ii) agree to be bound by the decisions of ZP, which are final and binding in all matters relating to a Contest. Failure to comply with these official rules may result in disqualification from all Contests. ZP reserves the right to: (i) permanently disqualify from any contest it sponsors any person it believes has intentionally violated these official rules; and (ii) suspend, modify or terminate any Contest or the entire ZP Texas Challenge if ZP believes, in its sole discretion, that malfunction, error, disruption or damage is impairing or will impair the administration, security, fairness, integrity or proper conduct of a Contest.

Data Collection/Privacy: ZP collects personal information from you when you interact with the mobile app or enter a Contest. Downloading and interacting with the app or entering a Contest constitutes your permission to ZP to collect and maintain the data. The information collected is subject to the ZP’s Privacy Policy at www.zpchallenge.com/privacy.

Sponsor: The sponsor of the ZP Texas Challenge and each monthly Contest is ZP Group, Inc. 601 108th Ave NE, Suite, 1900, Bellevue, WA 98004

Winner Names: For the names of all monthly winners, send a stamped, self-addressed envelope to: ZP Challenge, 601 108th Ave NE, Suite, 1900, Bellevue, WA 98004. Requests must be received on or before the close of the calendar month for the immediately preceding monthly Contest (for example, requests must be received by April 30 for the names of winners of the March Contest).

ZP Group, Inc
601 108th Ave NE
Suite 1900
Bellevue, WA 98004
©ZP Group, Inc. All rights reserved.

Even Rules

Thrive Even Sweepstakes Official Rules

NO PURCHASE NECESSARY TO ENTER OR CLAIM A PRIZE.  A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

THESE OFFICIAL RULES CONTAIN AN ARBITRATION AGREEMENT, WHICH WILL, WITH LIMITED EXCEPTION, REQUIRE YOU TO SUBMIT CLAIMS YOU HAVE AGAINST SPONSOR TO BINDING AND FINAL ARBITRATION.  UNDER THE ARBITRATION AGREEMENT, (1) YOU WILL ONLY BE PERMITTED TO PURSUE CLAIMS AGAINST SPONSOR ON AN INDIVIDUAL BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING, AND (2) YOU WILL ONLY BE PERMITTED TO SEEK RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ON AN INDIVIDUAL BASIS.

The Thrive Even Sweepstakes (the “Sweepstakes”) begins at 12:00:01 am Eastern Time (“ET”) on November 19, 2020 (the “Sweepstakes Start Date”) and ends at 11:59:59 pm ET on December 15, 2020 (the “Sweepstakes End Date”, and such period commencing on the Sweepstakes Start Date through the Sweepstakes End Date, the “Sweepstakes Period”). The Sweepstakes is sponsored by Thrive Global Holdings, Inc. (the “Sponsor”).  By participating in the Sweepstakes, each entrant represents that they have read these Official Rules and unconditionally accepts and agrees to comply with and abide by these Official Rules and the decisions of Sponsor, which are final and binding in all respects. 

Eligibility: The Sweepstakes is open to individuals who are legal residents of the United States, the District of Columbia and Puerto Rico (excluding all other U.S. territories and possessions) who are at least 16 years of age at the date of entry.  If the entrant is under 18 years of age at the time of entry, he or she may only enter with the approval of a parent or legal guardian.  All prizes won by minors will be awarded to their parents or legal guardians on their behalf. Entries are limited to individuals only; commercial enterprises and business entities are not eligible.  Employees, independent contractors, officers, and directors of the Sponsor, affiliates, subsidiaries, advertising, promotion, and fulfillment agencies, and legal advisors, and their immediate family members and persons living in the same household, are not eligible to participate in the Sweepstakes.  The SWEEPSTAKES IS VOID WHERE PROHIBITED OR RESTRICTED BY LAW and is subject to all applicable federal, state and local laws and regulations. 

How To Enter:  You may enter the Sweepstakes, by following the steps below:

  1. If you do not already have an active Thrive ZP App account, create one for free by downloading the Thrive ZP App from the Apple App Store or Google Play Store and follow the instructions in the Thrive ZP App to register.

Fill out the questionnaire form available at https://thriveglobal.az1.qualtrics.com/jfe/preview/SV_7W0k0Yzlk7TMN2B?Q_CHL=preview&Q_SurveyVersionID=current  and complete all questions (the submitted entry, the “Submission”). Provide your name and email address, and include your Better Choice Tip, describing the better choices that have improved your life and those around you. To earn additional entries into the Sweepstakes, (a) locate your unique referral link and QR code within the “Family & Friends” section of the Thrive ZP App (the “Unique Referral Link”), (b) send the Unique Referral Link to your contacts and (c) encourage such contacts to download and complete the registration steps to create an account in the Thrive ZP App during the Promotion Period.  For each individual that uses the Unique Referral Link and downloads and completes the registration steps to create an account in the Thrive ZP App during the Sweepstakes Period, you will earn one (1) additional entry into the Sweepstakes, for up to an additional twenty-four entries.  For the avoidance of doubt, you will not receive an additional entry into the Sweepstakes for any individuals who already have a Thrive ZP App account or for individuals who create an account after the Promotion Period.

To enter by mail instead of completing the steps outlined above, print your first and last name, complete address, city, state, zip code, daytime telephone number, date of birth, and e-mail address (if available) on a three-by-five-inch card.  Place the card in an envelope, affix first-class postage, and send it to the Sponsor at the address below, with attention to the Thrive Even Sweepstakes. Participation in the Sweepstakes is voluntary and does not require you to purchase anything from the Sponsor.  Entries that are incomplete, that do not comply with these Official Rules, or that otherwise contain prohibited or inappropriate content as determined by Sponsor, in its sole discretion, will be disqualified and will not be considered for any prize.  Maximum of twenty-five (25) entries per person, regardless of method of entry.  No illegible, incomplete, corrupted, forged or altered entries, or automatically or mechanically produced entries, will be accepted.  All entries must be received by the Sweepstakes End Date.  Sponsor makes the final determination as to which entries are eligible to take part in the Sweepstakes. 

Each Submission will only be eligible if such Submission (a) complies with each of the steps outlined above and are submitted during the Sweepstakes Period, (b) contains only the original content of the entrant, (c) does not contain content that is unlawful, hateful, discriminatory, racially inflammatory, offensive, obscene, or morally or legally objectionable, in the Sponsor’s sole discretion, (d) does not contain false or defamatory statements about any person or any third party, and (e) does not include any other identifiable individual other than the individual entrant unless prior express consent is obtained from such individual.  The Sponsor reserves the right, in its sole discretion, to disqualify any entry which Sponsor determines at any time in its sole judgment fails to meet any of these criteria

Prizes:
Five (5) winners will be randomly drawn from all eligible entries and will receive $1000 from the Sponsor.  The total estimated value of all prizes is $5,000.

Prizes will be awarded within approximately thirty (15) days of the end of the Sweepstakes Period. Potential Winners will be notified via the email address provided in your Submission. Odds of winning the Sweepstakes are affected by the number of eligible entries submitted during the Sweepstakes Period. Prizes are non-transferable and no substitution by the Winner is allowed. In order to receive a prize, the Winner may be required to provide proof of identification, including name, physical address and date of birth.  In addition, the Winners may be required to provide additional information as reasonably requested by Sponsor in order to deliver the prizes.  Each Winner will be solely responsible for all applicable federal, state and local taxes on any prize, including income taxes. All entrants agree that information provided by the Sponsor is not advice, including but not limited to, tax advice or legal advice, and every entrant is advised to consult a professional, including a tax professional. 


Use of Content/Submission: Each entrant represents and warrants that his/her entry: (a) is the original work of the entrant produced for the Sweepstakes; (b) is truthful and accurate; (c) does not infringe any third party’s intellectual property rights; (d) does not invade privacy or other rights of any person, firm or entity, and (e) does not in any other way violate applicable laws, rules or regulations.  Entrant hereby agrees to defend, indemnify and hold harmless the Released Entities (as defined below) against any and all third-party claims, damages, liabilities, costs and expenses, including reasonable legal fees and expenses, arising out of or related to any breach by the entrant of any provision of these Official Rules, including, without limitation, entrant’s representations and warranties made herein.

By submitting a Submission, you automatically represent and warrant that you have the right to grant, and do hereby grant, to Sponsor the paid-up, royalty-free, perpetual, irrevocable, sublicensable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display any content within such entry (in whole or in part) (“Content”) worldwide and/or to incorporate all or any portion of it in other works in any form, media or technology now known or later developed for the full term of any patent, trademark, trade secret, copyright or other proprietary rights of any party that may exist in such Content.  Under no circumstances will Sponsor be required to treat any Content as confidential. Sponsor will be entitled to use the Content for any purpose whatsoever without compensation to you or any other person.  For the avoidance of doubt, Sponsor will not be liable to you or any other person for any ideas for Sponsor’s business derived from the Content and will not incur any liability as a result of any similarities to the Content that may appear in any future products or services of Sponsor.

Release of Liability: The Sponsor, any licensor thereof, and each of their respective agents, directors, officers, shareholders, employees, insurers, servants, parents, subsidiaries, divisions, affiliates, predecessors, successors, representatives, advertising, promotion, and fulfillment agencies, and legal advisors (the “Released Entities”), are not responsible for, shall not be liable for, and hereby disclaim all liability arising from or relating to: (a) late, lost, delayed, damaged, misdirected, misaddressed, incomplete, or unintelligible entries; (b) telephone, electronic, hardware or software program, network, Internet, computer or other malfunctions, failures, or difficulties of any kind, whether human or technical; (c) failed, incomplete, garbled, or delayed computer or e-mail transmissions; (d) any condition caused by events beyond the control of the Sponsor; (e) any injuries, losses, or damages of any kind arising in connection with or as a result of any prize, or any portion thereof that may have been awarded, or acceptance, possession, or use of any prize, or any portion thereof that may have been awarded, or from participation in the Sweepstakes; or (f) any printing or typographical errors in any materials associated with the Sweepstakes.  The Sponsor reserves the right, in its sole discretion, to suspend, modify or cancel the Sweepstakes should any unauthorized human intervention or other causes beyond the Sponsor’s control corrupt or affect the administration, security, fairness or proper conduct of the Sweepstakes.  In the event that proper administration of the Sweepstakes is prevented by such causes as contemplated above, the Sponsor will pick the Winners from all eligible, non-suspect entries for the Sweepstakes received prior to such action.   By participating in the Sweepstakes, entrants hereby release, discharge and hold harmless the Released Entities, and all others associated with the development and execution of the Sweepstakes, from any and all losses, damages, rights, claims and actions of any kind arising out of or relating to the Sweepstakes, participation in the Sweepstakes, any prize, or any portion thereof that may have been awarded, and/or acceptance, possession, use or misuse of any prize, or any portion thereof that may have been awarded, including but not limited to statutory and common law claims for misappropriation or entrant’s right of publicity.  The Sweepstakes shall be governed by New York law.  

Arbitration Agreement; Dispute Resolution by Binding Arbitration:

PLEASE READ THIS SECTION CAREFULLY AS IT AFFECTS YOUR RIGHTS.

  1. Agreement to Arbitrate: This Section is referred to in these Official Rules as the “Arbitration Agreement.”  You agree that any and all disputes or claims that have arisen or may arise between you and the Sponsor, whether arising out of or relating to these Official Rules, the Sweepstakes, your participation in the Sweepstakes, the prize, acceptance, possession, use or misuse of the prize, any advertising, or any aspect of the relationship between us, shall be resolved exclusively through final and binding arbitration, rather than a court, in accordance with the terms of this Arbitration Agreement, except that you may assert individual claims in small claims court, if your claims qualify.  Further, this Arbitration Agreement does not preclude you from bringing issues to the attention of federal, state or local agencies, and such agencies can, if the law allows, seek relief against us on your behalf.  You agree that, by participating in the Sweepstakes, you and the Sponsor are each waiving the right to a trial by jury or to participate in a class action.  Your rights will be determined by a neutral arbitrator, not a judge or jury.  The Federal Arbitration Act governs the interpretation and enforcement of this Arbitration Agreement.
  2. Prohibition of Class and Representative Actions and Non-Individualized Relief: YOU AND THE SPONSOR AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION OR PROCEEDING.  UNLESS BOTH YOU AND THE SPONSOR AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE PERSON’S OR PARTY’S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING.  ALSO, THE ARBITRATOR MAY AWARD RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF NECESSITATED BY THAT PARTY’S INDIVIDUAL CLAIM(S).  
  3. Pre-Arbitration Dispute Resolution: The Sponsor is always interested in resolving disputes amicably and efficiently, and most entrant concerns can be resolved quickly and to the entrant’s satisfaction by emailing the Sponsor’s support team at thrivezp@thriveglobal.com.  If such efforts prove unsuccessful, a party who intends to seek arbitration must first send to the other, by certified mail, a written Notice of Dispute (“Notice”).  The Notice to the Sponsor should be sent to Thrive Global Holdings, Inc. 599 Broadway, 6th Floor, New York, NY 10012, Attn: Legal, or legal@thriveglobal.com (“Notice Address”).  The Notice must (i) describe the nature and basis of the claim or dispute and (ii) set forth the specific relief sought.  If the Sponsor and you do not resolve the claim within sixty (60) calendar days after the Notice is received, you or the Sponsor may commence an arbitration proceeding.  During the arbitration, the amount of any settlement offer made by the Sponsor or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or the Sponsor is entitled.
  4. Arbitration Procedures: Arbitration will be conducted by a neutral arbitrator in accordance with the American Arbitration Association’s (“AAA”) rules and procedures, including the AAA’s Supplementary Procedures for Consumer-Related Disputes (collectively, the “AAA Rules”), as modified by this Arbitration Agreement.  For information on the AAA, please visit its website, http://www.adr.org.  Information about the AAA Rules and fees for consumer disputes can be found at the AAA’s consumer arbitration page, http://www.adr.org/consumer_arbitration.  If there is any inconsistency between any term of the AAA Rules and any term of this Arbitration Agreement, the applicable terms of this Arbitration Agreement will control unless the arbitrator determines that the application of the inconsistent Arbitration Agreement terms would not result in a fundamentally fair arbitration.  The arbitrator must also follow the provisions of these Official Rules as a court would.  All issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope, enforceability, and arbitrability of this Arbitration Agreement.  Although arbitration proceedings are usually simpler and more streamlined than trials and other judicial proceedings, the arbitrator can award the same damages and relief on an individual basis that a court can award to an individual under these Official Rules and applicable law.  Decisions by the arbitrator are enforceable in court and may be overturned by a court only for very limited reasons.

Unless the Sponsor and you agree otherwise, any arbitration hearings will take place in a reasonably convenient location for both parties with due consideration of their ability to travel and other pertinent circumstances.  If the parties are unable to agree on a location, the determination shall be made by AAA.  If your claim is for $10,000 or less, the Sponsor agrees that you may choose whether the arbitration will be conducted solely on the basis of documents submitted to the arbitrator, through a telephonic hearing or by an in-person hearing as established by the AAA Rules.  If your claim exceeds $10,000, the right to a hearing will be determined by the AAA Rules.  Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based.

  1. Costs of Arbitration: Payment of all filing, administration, and arbitrator fees (collectively, the “Arbitration Fees”) will be governed by the AAA Rules, unless otherwise provided in this Arbitration Agreement.  Any payment of attorneys’ fees will be governed by the AAA Rules.
  2. Confidentiality: All aspects of the arbitration proceeding, and any ruling, decision, or award by the arbitrator, will be strictly confidential for the benefit of all parties.
  3. Severability: If a court or the arbitrator decides that any term or provision of this Arbitration Agreement other than clause (b) above is invalid or unenforceable, the parties agree to replace such term or provision with a term or provision that is valid and enforceable and that comes closest to expressing the intention of the invalid or unenforceable term or provision, and this Arbitration Agreement shall be enforceable as so modified.  If a court or the arbitrator decides that any of the provisions of clause (b) is invalid or unenforceable, then the entirety of this Arbitration Agreement shall be null and void.  The remainder of these Official Rules will continue to apply.

Data Collection/Privacy: Sponsor collects personal information from you when you enter the Sweepstakes. Entering the Sweepstakes constitutes your permission to Sponsor to collect and maintain the data. The information collected is subject to the Sponsor’s Privacy Policy at https://www.thrivezp.com/privacy/

Sponsor:

Thrive Global Holdings, Inc. 

599 Broadway, 6th Floor

New York, NY 10012

Attn: Legal, or legal@thriveglobal.com 

Winners List: For the names of the Winners, send a stamped, self-addressed envelope to: Thrive Even Sweepstakes, 599 Broadway, 6th Floor, New York, NY 10012, Attn: Legal, or legal@thriveglobal.com. Requests must be received within ninety (90) days of the end of the Sweepstakes Period.

© 2020 Thrive Global Holdings, Inc. All rights reserved.  Thrive Global and the associated logos are trademarks of Thrive Global Holdings, Inc. or its licensors.   

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